In simple terms, a pre-existing disease is any health condition that an individual has experienced before purchasing a health insurance policy.

By following these guidelines, policyholders can significantly reduce the chances of claim rejection and ensure a smoother experience with their health insurance coverage

Protecting future income is very critical at every age of an individual. Further, the protection needed also needs to be assessed periodically

India has a great demographic advantage - we are a nation of youngsters, with about 65% of Indians below the age of 35 years. Our bright youngsters are making great strides in all areas and are contributing to the growth story of the country.

New Delhi (India), January 23: A term plan is a type of life insurance policy designed to provide financial benefits to a chosen beneficiary upon the death of the insured. It offers coverage for a specific period, most often 10, 15, 20 or 30 years and typically has no cash-value component.

Term insurance is a pure protection policy that provides coverage against death. Many insurance buyers in India prefer buying term insurance over other life insurance policies mainly because it offers high coverage at a nominal cost; the premium for term insurance plans is the lowest amongst all life insurance plans in the market. 

Priya (24 years old), who works in a bank, earns enough to save nearly 30% of her income after taking care of her household expenses. She has surplus money in her savings account and is looking for appropriate investment options.

Telangana Chief Minister K Chandrasekhar Rao addressing the preparatory meeting on farmers life insurance at Hitex in Hyderabad on Monday.